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Debt-related vicious circle got you stuck? Not being able to exit? By connecting you with the most affordable direct lenders available, Money Wise enables you to avoid debt.

    Get Easy Online Loans Up To $5,000

    Why choose money wise?

    A Tangent For tracking your expenses,

    NOW, Spend Money Wise-LY! 

    Manage unnecessary recurring expenses, no hidden fees. Find the best Flexible Loan Rates and savor small pleasures. 

    Experience That Matters!

    Our experience speaks for itself! Without customer trust, we would not have been in this business for as long as we have. Today, we have millions of grateful consumers and clients that are delighted with our services.


    Our experience speaks for itself! Without customer trust, we would not have been in this business for as long as we have. Today, we have millions of grateful consumers and clients that are delighted with our services.

    Fast & Reliable Action

    We value promptness. We will get you a great lender in little more than 60 minutes. Looking for services in hard money lending? In less than 24 hours, we will deliver your money. Attempting to raise your credit score? Money Wise will get it done.


    Transparency is the key to building relationships. Hence, we do not keep anything hidden. All the charges are always explicitly mentioned on the application form for loans. There no hidden charges whatsoever.

    Easy & Fast Loan Approval Process

    Get your information checked right away with our simple application form. Receive money right away into your bank account after a lender accepts to deal with you. The entire process takes just a few minutes, including filling out the form.

    Apply Now

    1. Fill The Form

    Lender Review

    2. Lender Review

    Lender Review

    3.Instant Deposit

    Explore Our Loan Services

    Quick Payday Loans

    Bad Credit Loans

    Online Loans

    Installment Loans

    Emergency Loans

    No Credit Check Loans

    Frequently Asked Questions

    Are Money Wise Services Chargeable?

    Money Wise provides online loan services with instant approval. There are no charges for exploring the site and availing its services. However, the users maybe taken to third party sites in certain cases.

    How do payday loans work?

    An online payday loan is a short-term loan. It offers you enough money to handle your emergency expenses until your paycheck arrives.

    Although these small-dollar loans come in handy when you need immediate cash, they are notorious for triple-digit annual percentage rates.

    As for the payment window, since you need to repay the loan with your next paycheck, the payments are typically due at least within two weeks.

    When I will receive my funds?

    Once the application form is filled, the borrowers and lenders match and the desired funds are directly transferred into the bank account within 24 hours. 

    What do I need to apply for Payday loans?

    Without providing the correct information in the payday loan application, you possibly cannot be approved for one. Generally, payday lenders ask for your

    • Active bank account
    • Credit union, or prepaid card account
    • Proof of steady income, either from a job or other sources
    • Valid identification

    Notably, you cannot withdraw a payday loan unless you are at least 18 years old.

    Is it okay to include my spouse or partner's income?

    Money Wise asks minimal questions while applying for its loan services. Therefore, for us, it is absolutely okay to include spouse or partner’s income. However, the conditions may vary with third party lenders.


    Will my credit score be affected?

    The approval or rejection of loan application does not affect the credit score in any conditions. Your regular repayment of loans will only increase the credit score. 

    What will be the interest rates?

    The interest rates may vary depending upon the loan type, tenure, repayment method and the type of direct lenders. However, money wise ensures that the clients receive the lowest interest rates in the industry. 

    Who should use payday loans?

    The typical payday loan borrowers are mainstream workers earning at least $30,000 annually. Payday lenders and online platforms advertise their cash advance products to financially strapped customers.

    If you are one of them who could not qualify for credit cards or do not have high credit limits, then you can use online payday loans.

    Additionally, these loans help with other expenses like car payments, utilities, food, rent, credit card, and mortgage payments. 

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