What is Debt Consolidation & How Does It Work?

What is Debt Consolidation & How Does It Work?

A debt relief method known as debt consolidation entails taking several debt payments—credit card debt, debt from short-term loans, or even student debt—and combining them into a single payment. Usually, you would refinance a high-interest product, such as a credit...
Do Loan Companies Ask For Money Up Front?

Do Loan Companies Ask For Money Up Front?

Despite your credit history, some companies guarantee you a loan or credit card. However, they demand that you first pay a “processing” or other cost. They are frauds. You need to be extra careful in such cases.  Here at Money Wise, we have gathered...
What is a Debt Management Program?

What is a Debt Management Program?

Dreams can come true with the help of borrowing money for significant purchases, but if debt repayment obligations become too much for you to handle, the situation may start to resemble a nightmare. With the aid of a consumer credit company, a debt management plan may...
Can I Extend a Payday Loan Due Date?

Can I Extend a Payday Loan Due Date?

People often panic and opt for a payday loan to ensure they are not falling behind on any bill payment. Even if the loan is sanctioned, they may need more time to get their paychecks. There can be several reasons you cannot repay the payday loan on time. Life can be...
How Much Will a $500 Payday Loan Cost Me?

How Much Will a $500 Payday Loan Cost Me?

Payday loans are the answer to a lot of your problems when you are looking for a quick fix to your monetary problems. It is possible to fall short on some bills and utilities. There are so many situations when you can run into such situations. It is possible that you...